Donation & Financial Transparency Policy

This policy governs how all donations are received, managed, and reported.

1. Donation Receipt

• Every donation is acknowledged with an email receipt.
• Zakat donations receive a specific Zakat receipt for your records.
• Corporate CSR donations receive a full impact documentation package.
• Receipts are valid for your personal tax records where applicable.

2. Fund Management

• Zakat funds: held in a completely separate bank account, disbursed only to Zakat-eligible recipients, Sharia-compliant and segregated in our accounting system.
• Sadaqah / general funds: used across SADAF Foundation’s programs at the discretion of the Board.
• Restricted / program-specific donations: used only for the stated purpose.
• Corporate CSR funds: documented against agreed SDG KPIs, with quarterly reports to the donor organisation.

3. Financial Reporting

• Annual reports submitted to SECP as required by Section 42
• FBR annual tax return filed
• EAD registration for international funding compliance
• Accounts maintained under IFRS for NPOs standards

4. Refund Policy

Donations are generally non-refundable. In the event of a demonstrable processing error (duplicate charge, incorrect amount), please contact info@sadaffoundation.com within 7 days of the transaction. Refunds, where approved, are processed within 10 business days.

5. Payment Security

Online payments are processed by PCI-DSS certified payment processors. We never store your card details. Our website uses SSL/TLS encryption (HTTPS). Bank details are never published on this website.